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BORROW UP TO
$1,500!​
Canada's Fastest, Easiest Loans
5-Minute Application With No Credit Check​
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5 Star Ratings on Google
★★★★★ 5/5
What Our Customers Have To Say
Emma
Emma
★★★★★
Quick, and easy. Helpful staff great customer service I highly recommend over others 👍
James
James
★★★★★
The service was quick and customer service representatives were helpful and friendly.
Sophie
Sophie
★★★★★
Very professional, respectful and quick to answer questions or concerns.
Lily
Lily
★★★★★
Friendly and easy to use. The lady who helped me with all my questions was very helpful. The process went smooth and quick.
Olivia
Olivia
★★★★★
Customer service today was great answered all my questions and was great helping me with my banking issues.
Clara
Clara
★★★★★
First time using this company. Extremely fast service and no hassles. I highly recommend them!
Grace
Grace
★★★★★
Friendly fast and efficient. Great company to deal with and the application is straightforward.
Jack
Jack
★★★★★
I was in a real pinch. This was fast, easy and I got the funds I need quick. Sure beats any of those other services in Canada.
Ethan
Ethan
★★★★★
Fast, convenient and easy to get a hold of customer team! Best place for when you need them.
Daniel
Daniel
★★★★★
Very quick online application and very friendly customer service.
3 Easy Steps
1. Apply Online

Easy & Secure application with step by step guidance.

2. Get Approved

Fast loan approval process that only takes minutes.

3. Get Your Money

E-mail money transfer within 30* minutes after approval.

All Types of Income Accepted

At Focus Cash Loans, we accept many types of income, including employment, benefits, and pensions. Apply now for fast and convenient loan service!

Employment Income
Child Tax Credit Benefits
Unemployment Insurance
Private Disability Insurance
CPP & Private Pension
Workers Compensation
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Why Get a Loan from Focus Cash Loans?
Trusted Lender Since 2008

For the past 12 years, we have been helping Canadians to meet their short term financial needs.

Apply Online Anytime 24/7

Don’t stand in line, apply for a payday loan 24/7 from the convenience of your own home or office.

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks. We have personalized approach to every loan application.

Instant Interac
e-Transfers

Don’t wait days, receive funds within minutes of being approved with the convenience of Interac e-Transfers.

No Hidden Fees Or Charges

100% transparency, when you get a payday loan from us, there are no hidden fees or extra hidden charges.

GET UP TO $1,500!​
Download Our Mobile App Now​

Get 24/7 access to your account from anywhere with our free mobile loan app by signing up.

 

If you are looking for a payday loan in Richmond, BC, then look no further than Focus Financial Corp. We offer online payday loans, or you can come into our store and apply in person. Either way we offer a quick and reliable service that gets you the cash you need in no time at all.

 

Benefits of applying online:

  • No need to leave your house, simply log on to your computer or smart phone
  • Simple online application form which takes less than 5 minutes to fill out
  • Entirely faxless process, send in your bank statement through our screenshot programme. No need to print off copies of any of your documents
  • Money sent by email money transfer, which takes half an hour or less

 

Benefits of applying in person:

  • One on one friendly customer service
  • Do not need to input any personal information online
  • Walk away with cash in your hand
  • Make repayment in person, no transactions through your bank account

 

So whichever method you prefer, Focus Financial has you covered. We have been the top provider of payday loans in Richmond for nearly ten years. Our efficient service and high approval rate makes us the most popular lender around. Apply now and see why!

Get the Cash You Need With Our Instant Online Payday Loan

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Legal

[Alberta Residents: Maximum charges permitted in Alberta for a payday loan: $14.00 per $100.00 lent. We charge: $14.00 per $100.00 lent. For a $300.00 loan for 14 days: Total cost of borrowing = $42.00. Annual Percentage Rate = 391.07%. This information meets the requirements of the Consumer Protection Act. Payday loans are a form of high-cost credit. Payday Loans Business Licence number: 327008] [British Columbia Residents: Maximum charges permitted in BC for a payday loan: 14% of the principal. We charge: 14% of the principal. For a $300.00 loan for 14 days: Total cost of borrowing = $42.00. Total to be repaid = $342.00. Annual Percentage Rate = 391.07% This information meets the requirements of the Business Practices and Consumer Protection Act. Licence Number 50034] [Ontario Residents: Maximum Allowable Cost per $100.00 Borrowed: $14.00. Our Cost per $100.00 Borrowed: $14.00. Example: Your $500 loan for 14 days Your $500.00 loan for 14 days. Amount Advanced: $500.00 Total Cost of Borrowing: $70.00 APR: 391.07% Total You Repay: $570.00 This poster is required under the Payday Loans Act, 2008 Licence Number 4716299]

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