BORROW UP TO
$1,500!​
Canada's Fastest, Easiest Loans
5-Minute Application With No Credit Check​
5 Star Ratings on Google
5/5
What Our Customers Have To Say
Emma
Emma
Quick, and easy. Helpful staff great customer service I highly recommend over others 👍
James
James
The service was quick and customer service representatives were helpful and friendly.
Sophie
Sophie
Very professional, respectful and quick to answer questions or concerns.
Lily
Lily
Friendly and easy to use. The lady who helped me with all my questions was very helpful. The process went smooth and quick.
Olivia
Olivia
Customer service today was great answered all my questions and was great helping me with my banking issues.
Clara
Clara
First time using this company. Extremely fast service and no hassles. I highly recommend them!
Grace
Grace
Friendly fast and efficient. Great company to deal with and the application is straightforward.
Jack
Jack
I was in a real pinch. This was fast, easy and I got the funds I need quick. Sure beats any of those other services in Canada.
Ethan
Ethan
Fast, convenient and easy to get a hold of customer team! Best place for when you need them.
Daniel
Daniel
Very quick online application and very friendly customer service.
3 Easy Steps
1. Apply Online

Easy & Secure application with step by step guidance.

2. Get Approved

Fast loan approval process that only takes minutes.

3. Get Your Money

E-mail money transfer within 30* minutes after approval.

All Types of Income Accepted

At Focus Cash Loans, we accept many types of income, including employment, benefits, and pensions. Apply now for fast and convenient loan service!

Employment Income
Child Tax Credit Benefits
Unemployment Insurance
Private Disability Insurance
CPP & Private Pension
Workers Compensation
Why Get a Loan from Focus Cash Loans?
Trusted Lender Since 2008

For the past 12 years, we have been helping Canadians to meet their short term financial needs.

Apply Online Anytime 24/7

Don’t stand in line, apply for a payday loan 24/7 from the convenience of your own home or office.

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks. We have personalized approach to every loan application.

Instant Interac
e-Transfers

Don’t wait days, receive funds within minutes of being approved with the convenience of Interac e-Transfers.

No Hidden Fees Or Charges

100% transparency, when you get a payday loan from us, there are no hidden fees or extra hidden charges.

GET UP TO $1,500!​
Download Our Mobile App Now​

Get 24/7 access to your account from anywhere with our free mobile loan app by signing up.

 

Why would I need a payday loan?

Payday loans are sometimes necessary to bridge that financial gap until your next payday. They can be needed for a number of reasons – emergency car repairs, an unexpected vet bill, or even that little black dress that you need to have! Whatever the reason, a cash advance is a small loan which usually lasts two weeks and is paid back on your next payday.

 

How do I apply?

With Focus Financial Corp. you can apply online with our quick and easy application form. Or if you want to apply in person then you can visit our local store front. Whichever way you choose to apply, we make it hassle free for you.

 

What documents do I need?

For online applications we need to see the last 60 days of your bank statement. You can do this through our online screenshot utility, which enables you to take screen captures of your bank statement, which are then sent directly to us. There is no faxing required, and we will be able to view your statement within seconds of you sending it, making the process extremely speedy and efficient.

If you prefer to visit our store and apply in person, then we will need you to bring a few extra documents. We will need to see the last 60 days of your bank statement, your most recent paystub, a pre authorized debit form, proof of address, and photo ID. One of our friendly customer service team will take a look at your documents and process your application then and there.

 

How do I get my money?

If you apply online then we will send you the funds by email money transfer. This takes 30 minutes or less, so there is no waiting around for the funds to be deposited into your bank account as with other payday loan companies.

If you decide to come and see us in person, then you can walk away with cash in your hand. Simple as that!

 

So don’t hesitate, apply with Focus Financial Corp. today.