BORROW UP TO
$1,500!​
Canada's Fastest, Easiest Loans
5-Minute Application With No Credit Check​
5 Star Ratings on Google
5/5
What Our Customers Have To Say
Emma
Emma
Quick, and easy. Helpful staff great customer service I highly recommend over others 👍
James
James
The service was quick and customer service representatives were helpful and friendly.
Sophie
Sophie
Very professional, respectful and quick to answer questions or concerns.
Lily
Lily
Friendly and easy to use. The lady who helped me with all my questions was very helpful. The process went smooth and quick.
Olivia
Olivia
Customer service today was great answered all my questions and was great helping me with my banking issues.
Clara
Clara
First time using this company. Extremely fast service and no hassles. I highly recommend them!
Grace
Grace
Friendly fast and efficient. Great company to deal with and the application is straightforward.
Jack
Jack
I was in a real pinch. This was fast, easy and I got the funds I need quick. Sure beats any of those other services in Canada.
Ethan
Ethan
Fast, convenient and easy to get a hold of customer team! Best place for when you need them.
Daniel
Daniel
Very quick online application and very friendly customer service.
3 Easy Steps
1. Apply Online

Easy & Secure application with step by step guidance.

2. Get Approved

Fast loan approval process that only takes minutes.

3. Get Your Money

E-mail money transfer within 30* minutes after approval.

All Types of Income Accepted

At Focus Cash Loans, we accept many types of income, including employment, benefits, and pensions. Apply now for fast and convenient loan service!

Employment Income
Child Tax Credit Benefits
Unemployment Insurance
Private Disability Insurance
CPP & Private Pension
Workers Compensation
Why Get a Loan from Focus Cash Loans?
Trusted Lender Since 2008

For the past 12 years, we have been helping Canadians to meet their short term financial needs.

Apply Online Anytime 24/7

Don’t stand in line, apply for a payday loan 24/7 from the convenience of your own home or office.

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks. We have personalized approach to every loan application.

Instant Interac
e-Transfers

Don’t wait days, receive funds within minutes of being approved with the convenience of Interac e-Transfers.

No Hidden Fees Or Charges

100% transparency, when you get a payday loan from us, there are no hidden fees or extra hidden charges.

GET UP TO $1,500!​
Download Our Mobile App Now​

Get 24/7 access to your account from anywhere with our free mobile loan app by signing up.

Welcome to Focus Financial, Your Trusted Online Payday Loan Provider

Are you in need of quick cash to cover unexpected expenses? You're in the right place! Focus Financial is a trusted online payday loan provider, offering fast and secure financial solutions to help you navigate through life's financial emergencies.

Why Choose Focus Financial?

  • Fast and Convenient: Our application process is entirely digital and available 24/7. No need to scan, email, or fax documents. Apply from the comfort of your home and get approved typically within an hour during business hours.

  • Secure and Confidential: We prioritize your privacy. Your personal data is safe with us, protected by Transport Layer Security (TLS) best practices. We do not share your personal data with third parties other than for the purpose of providing you with a loan.

  • Transparent and Fair: We believe in transparency and fairness. Our loan fees are $15 for every $100 borrowed, with no hidden fees. We abide by provincial and federal regulations, ensuring that you receive fair and legally compliant lending services.

  • Bad Credit? No Problem: We do not conduct credit checks and approve applicants with bad credit, no credit, or past bankruptcies based on their banking activity.

How It Works

  1. Apply Online: Fill out our simple and straightforward online application form. It's quick, easy, and available 24/7.

  2. Get Approved: Applications are processed on the same day during business hours, typically within an hour. You can track your application progress through a personal customer's page.

  3. Receive Your Funds: Once approved, funds are received via email money transfer, usually within 30 minutes of approval.

Ready to Get Started?

Don't let financial emergencies hold you back. Apply for an online payday loan with Focus Financial today and get the cash you need, when you need it. Click the button below to start your application process.

 


Please note that approval is only guaranteed if you meet our lending guidelines. To qualify, applicants must be employed or receive income from Employment, EI, Worker's Compensation, CPP, Private Disability, and have a bank account where that income is deposited. They must also be 19+ years old and have a reachable phone number. The minimum income requirement is $1,200 per month. The maximum loan amount allowed is capped at $1,500 or 50% of the borrower's paycheque.