BORROW UP TO

$1,500!​

5-Minute Application With No Credit Check​

4.7/5

What Our Customers Have To Say

Graham
Graham
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Quick, and easy. Helpful staff great customer service I highly recommend over others 👍
Anne
Anne
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The service was quick and customer service representatives were helpful and friendly.
Eric
Eric
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Very professional, respectful and quick to answer questions or concerns.
Cheryl
Cheryl
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Friendly and easy to use. The lady who helped me with all my questions was very helpful. The process went smooth and quick.
John
John
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Customer service today was great answered all my questions and was great helping me with my banking issues.
Ruth
Ruth
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First time using this company. Extremely fast service and no hassles. I highly recommend them!
Eric
Eric
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Friendly fast and efficient. Great company to deal with and the application is straightforward.
Joanne
Joanne
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I was in a real pinch. This was fast, easy and I got the funds I need quick. Sure beats any of those other services in Canada.
Andy
Andy
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Fast, convenient and easy to get a hold of customer team! Best place for when you need them.
Lisa
Lisa
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Very quick online application and very friendly customer service.
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3 Easy Steps

1. Apply Online

Getting a loan online has never been easier, easy step by step online application.

2. Get Approved

Basic income requirements that are easy to meet. It only takes minutes before you get approved *.

3. Get Your Money

Receive money E-mail Transfer transfer withing minutes of being approved.

Getting a Loan Is Easy! All Types of Income Are Accepted!

At Focus Financial, we accept many types of income, including employment, benefits, and pensions. Apply now for fast and convenient loan service!

Employment Income

Child Tax Credit Benefits

Unemployment Insurance

Private Disability Insurance

CPP & Private Pension

Workers Compensation

Why Get a Loan from Focus Financial?

Trusted Lender Since 2008

Canadians have been relying on Focus Financial with their short term loan needs since 2008.

Apply Online Anytime 24/7

Fill out our easy online loan application form 27/7, on weekends including Saturdays & Sundays!

All Types of Income Accepted

You can qualify if you are employed or receiving the following government benefits EI, child tax, private disability, workers comp & pension.

No Credit Check Loans

Absolutely no credit checks through TransUnion or Equifax! Unlike other lenders, we do not run credit checks!

Instant Interac
e-Transfers

Get your loan in within minutes with Interac e-Transfer®. We strive to get you the funds as soon as possible.

No Hidden Fees Or Charges

We offer completely digital application process. Unlike some other lenders, we don’t ask to fax or email any documents.

GET UP TO $1,500!​

Download Our Mobile App Now!

Get 24/7 access to your account from anywhere with our free mobile loan app by signing up.

Welcome to Focus Financial, Your Trusted Online Payday Loan Provider

Are you in need of quick cash to cover unexpected expenses? You're in the right place! Focus Financial is a trusted online payday loan provider, offering fast and secure financial solutions to help you navigate through life's financial emergencies.

Why Choose Focus Financial?

  • Fast and Convenient: Our application process is entirely digital and available 24/7. No need to scan, email, or fax documents. Apply from the comfort of your home and get approved typically within an hour during business hours.

  • Secure and Confidential: We prioritize your privacy. Your personal data is safe with us, protected by Transport Layer Security (TLS) best practices. We do not share your personal data with third parties other than for the purpose of providing you with a loan.

  • Transparent and Fair: We believe in transparency and fairness. Our loan fees are $15 for every $100 borrowed, with no hidden fees. We abide by provincial and federal regulations, ensuring that you receive fair and legally compliant lending services.

  • Bad Credit? No Problem: We do not conduct credit checks and approve applicants with bad credit, no credit, or past bankruptcies based on their banking activity.

How It Works

  1. Apply Online: Fill out our simple and straightforward online application form. It's quick, easy, and available 24/7.

  2. Get Approved: Applications are processed on the same day during business hours, typically within an hour. You can track your application progress through a personal customer's page.

  3. Receive Your Funds: Once approved, funds are received via email money transfer, usually within 30 minutes of approval.

Ready to Get Started?

Don't let financial emergencies hold you back. Apply for an online payday loan with Focus Financial today and get the cash you need, when you need it. Click the button below to start your application process.

 


Please note that approval is only guaranteed if you meet our lending guidelines. To qualify, applicants must be employed or receive income from Employment, EI, Worker's Compensation, CPP, Private Disability, and have a bank account where that income is deposited. They must also be 19+ years old and have a reachable phone number. The minimum income requirement is $1,200 per month. The maximum loan amount allowed is capped at $1,500 or 50% of the borrower's paycheque.